About Us

    Real Estate Investor Capital, Built by Investors

    Investor1st Funding works with a network of wholesale lending partners to deliver competitive financing to real estate investors β€” faster and with less friction than traditional banks.

    Our Mission

    Access to capital shouldn't be the barrier to building wealth through real estate. Our mission is to connect investors with the financing they need to succeed β€” whether they're flipping their first property or expanding a portfolio of rental homes.

    We are a real estate investor capital platform, not a direct bank. Investor1st Funding works with a network of vetted wholesale lending partners to source fast, flexible financing β€” so you get competitive terms without the friction of traditional lending.

    Fast Approvals
    Reliable Funding
    Competitive Rates

    Origination

    We package scenarios for capital partners

    Investor-focused

    Individual scenario review

    U.S. properties

    State and program eligibility reviewed individually

    7 Days

    Avg Close Time

    About the Founder

    Portrait of Daryl B Harris

    Daryl B Harris

    Founder, Investor1st Funding Β· Michigan-based Real Estate Investor

    I started Investor1st Funding after years of investing in real estate and experiencing firsthand how difficult it was to find fast, reliable capital. Traditional banks move too slowly and don't understand investment deals. Private capital was available, but fragmented and hard to access.

    I built Investor1st Funding to solve that problem β€” connecting investors with the wholesale lending network I trust, so you can close deals without chasing financing. Every loan we source is one I'd be comfortable putting my name on.

    How We Work

    Investor1st Funding works with a network of wholesale lending partners to deliver competitive financing to real estate investors. We are not a bank β€” we are your capital sourcing partner.

    Investor-Focused

    We understand real estate investment deals because we're investors ourselves. Our process is built around how deals actually work β€” not bank checklists.

    Fast Closings

    Close in as little as 7 days so you never lose a deal to a slow lender. Our partners move with the urgency real estate requires.

    Transparent Pricing

    No hidden fees or surprises. Clear, upfront pricing on all loan products before you commit.

    Wholesale Lending Network

    We work with vetted private and institutional lenders to source the best available terms for your deal profile and loan size.

    Flexible Terms

    Fix & Flip, DSCR, Bridge, Commercial β€” we match loan type, term, and structure to your strategy and exit.

    Repeat Borrower Benefits

    Build a relationship with us and benefit from faster approvals and better access on future deals.

    Our Values

    Everything we do is guided by integrity, speed, and service.

    Integrity

    We operate with complete transparency and always put our clients' interests first. We clearly disclose our role as a capital sourcing partner.

    Speed

    Time is money in real estate investing. We work quickly and keep deals moving through our lending network without unnecessary delays.

    Service

    We provide exceptional support throughout your entire loan journey β€” from first call through closing and beyond.

    Investor1st Funding

    Real estate investor capital β€” Fix & Flip, DSCR, Bridge, and Commercial loans sourced through our wholesale lending network.

    Contact

    Licensing & Disclosure

    Investor1st Funding is a loan origination platform. Loans are originated by Investor1st Funding and funded by third-party capital partners. Investor1st Funding is not the lender of record on funded loans. All loan terms are subject to capital partner approval and underwriting. Program availability depends on borrower, property, location, and applicable licensing requirements.

    • Entity: Investor1st Funding LLC
    • Investment programs are business-purpose loans. Eligible Non-QM options for primary residences and second homes have separate qualification and disclosure requirements.

    Investor1st Funding is a loan origination platform, not a lender. Investment loan programs are business-purpose only and not for owner-occupied properties. Non-QM occupancy eligibility varies by program. U.S. properties only. All financing is subject to capital-partner underwriting and approval. Rate, cost, payment, and timeline examples are educational illustrations, not Investor1st offers or commitments to lend. Nothing on this site is a commitment to lend. All loans are subject to borrower and property underwriting, capital partner guidelines, and final approval by capital partners. We encourage every borrower to review all loan documents carefully and consult with their own legal, tax, and financial advisors.

    Β© Investor1st Funding LLC. All rights reserved.