Fix and Flip Loans in Florida
Fast hard money financing for property investors in Florida
How It Works
Florida's real estate market remains one of the most active in the country for fix and flip investors. Miami, Orlando, Tampa, and Jacksonville all offer strong renovation opportunities driven by population growth, tourism, and consistent buyer demand. When budgeting holding costs during renovation, review windstorm and hurricane coverage, exclusions, and any separate hurricane deductible, especially for coastal properties in Miami-Dade, Broward, and Lee counties. Standard property policies generally exclude flood damage, including storm surge; flood coverage usually requires a separate policy or endorsement. Premiums and coverage vary by property and insurer, so obtain current property-specific quotes and have a licensed insurance agent confirm coverage for vacancy and renovation work before purchase. This is general information, not insurance advice or a quote. Investor1st Funding sources private capital for Florida investors who need speed and flexibility — closing in as little as 7 days.
Submit Your Deal
Fill out the form with your property details and loan request.
Get Your Terms
We review your deal and respond with loan terms within 24 hours.
Close Fast
Move to close in as little as 7 days from approval.
Loan Parameters
- Loan amounts: $50,000 – $2,000,000
- Up to 90% of purchase price
- Up to 100% of rehab costs
- Based on ARV (After Repair Value)
- Terms: 12 – 24 months
- Close in as little as 7 days
- No income verification required
- Credit scores as low as 620 considered
Florida Markets We Serve
We package fix and flip financing inquiries across Florida for capital-partner review. Share your deal for an eligibility review; financing is subject to partner underwriting and approval.
Why Investor1st Funding
Speed
We move at the pace of the deal. Close in as little as 7 days.
Flexibility
Flexible underwriting built for investors, not traditional borrowers.
No Income Docs
We don't require tax returns or pay stubs. The deal is the qualification.
Nationwide Reach
Funding fix and flip loans in Florida and across 48 states.
Apply Now
Also looking for rental property financing?
If you're planning to hold the property, our DSCR rental loans may be a better fit.
DSCR Rental Loans in Florida