Business Capital

    Working Capital for Operating Businesses

    This program is for operating businesses that need working capital β€” it is not a real estate investment loan and is separate from our DSCR, Fix & Flip, and multifamily and mixed-use financing options. If you're financing a real estate deal, visit our loan programs instead.

    We originate your request and submit it to our capital partners, who fund and hold the loan. Our origination team submits qualified requests to our capital partners for underwriting, and final approval is theirs. Business-purpose loans only.

    Request Business Capital

    Tell us about your business and funding needs. Our team will follow up within 1 business day.

    Investor1st Funding

    Real estate investor capital β€” Fix & Flip, DSCR, Bridge, and Commercial loans sourced through our wholesale lending network.

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    Licensing & Disclosure

    Investor1st Funding is a loan origination platform. Loans are originated by Investor1st Funding and funded by third-party capital partners. Investor1st Funding is not the lender of record on funded loans. All loan terms are subject to capital partner approval and underwriting. Program availability depends on borrower, property, location, and applicable licensing requirements.

    • Entity: Investor1st Funding LLC
    • Investment programs are business-purpose loans. Eligible Non-QM options for primary residences and second homes have separate qualification and disclosure requirements.

    Investor1st Funding is a loan origination platform, not a lender. Investment loan programs are business-purpose only and not for owner-occupied properties. Non-QM occupancy eligibility varies by program. U.S. properties only. All financing is subject to capital-partner underwriting and approval. Rate, cost, payment, and timeline examples are educational illustrations, not Investor1st offers or commitments to lend. Nothing on this site is a commitment to lend. All loans are subject to borrower and property underwriting, capital partner guidelines, and final approval by capital partners. We encourage every borrower to review all loan documents carefully and consult with their own legal, tax, and financial advisors.

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