DSCR Loans in Georgia
DSCR rental loans in Georgia. Qualify on property cash flow, not personal income. Investor1st Funding serves Atlanta, Savannah, Augusta and all of Georgia.
DSCR Loans in Georgia
Georgia's rental market is driven by Atlanta's explosive population growth and the steady demand for workforce housing across the state. Investors building single-family and small multifamily rental portfolios are increasingly turning to DSCR financing to scale without the bottleneck of personal income verification. Investor1st Funding sources DSCR loans for Georgia investors acquiring or refinancing 1-4 unit rental properties.
Who This Is For
Self-employed investors, portfolio builders, investors with multiple financed properties, and anyone who cannot qualify through traditional lending due to income documentation.
Loan Parameters
- Loan amounts: $75,000 – $2,000,000
- Up to 80% LTV on purchase
- Up to 75% LTV on refinance
- Minimum DSCR: 1.0
- Terms: 30-year fixed, 5/1 ARM, 7/1 ARM available
- No personal income verification
- No limit on number of financed properties
- Credit scores as low as 620 considered
- Short-term rental (Airbnb/VRBO) income considered
Markets We Serve in Georgia
Also Available
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Phone: (248) 397-5147