Bridge Loans for Real Estate Investors
Short-term bridge financing for acquisitions, portfolio transactions, and transitional assets. Asset-based underwriting. Close in days, not months.
What Is a Bridge Loan?
A bridge loan is a short-term loan (typically 6–24 months) secured by real estate, used to fund a transaction while longer-term financing is arranged or while a property is being stabilized for sale or refinance.
Unlike fix and flip loans, bridge loans are typically used for properties that don't require heavy renovation — time-sensitive acquisitions, transitional properties, or situations where conventional lender timelines are too slow.
Loan Parameters
- Loan amounts: $100,000 – $10,000,000+
- Up to 75% LTV on as-is value
- Terms: 6 – 24 months
- Asset-based underwriting
- Close in 7–21 days
- No personal income verification
- Recourse and non-recourse options available
- Commercial and residential eligible
Common Uses
- Acquiring a property before your current property sells
- Time-sensitive deals — auctions, probate, off-market
- Transitional properties stabilizing toward DSCR or conventional refinance
- Multifamily acquisitions before permanent commercial financing
- Portfolio purchases requiring fast, flexible capital