Fix and Flip Loans in Texas
Fast hard money financing for property investors in Texas
How It Works
Texas is one of the most active real estate investment markets in the country. From Dallas-Fort Worth to Houston, San Antonio to Austin, investors are acquiring and renovating properties at scale. Competition is high — which means your financing needs to move fast. Texas homestead protections restrict forced sales and liens on qualifying homesteads, with exceptions such as purchase-money loans and property taxes under Article XVI, Section 50 of the Texas Constitution. Property that is not legally a homestead generally is not subject to those homestead-specific restrictions. Calling a property an investment or temporarily renting it does not, by itself, establish non-homestead status. Have a Texas attorney or title professional verify homestead status and applicable lien requirements before financing or purchase. This is general information, not legal advice. Investor1st Funding sources private capital for Texas investors who need speed, flexibility, and a financing partner that understands how deals work.
Submit Your Deal
Fill out the form with your property details and loan request.
Get Your Terms
We review your deal and respond with loan terms within 24 hours.
Close Fast
Move to close in as little as 7 days from approval.
Loan Parameters
- Loan amounts: $50,000 – $2,000,000
- Up to 90% of purchase price
- Up to 100% of rehab costs
- Based on ARV (After Repair Value)
- Terms: 12 – 24 months
- Close in as little as 7 days
- No income verification required
- Credit scores as low as 620 considered
Texas Markets We Serve
We package fix and flip financing inquiries across Texas for capital-partner review. Share your deal for an eligibility review; financing is subject to partner underwriting and approval.
Why Investor1st Funding
Speed
We move at the pace of the deal. Close in as little as 7 days.
Flexibility
Flexible underwriting built for investors, not traditional borrowers.
No Income Docs
We don't require tax returns or pay stubs. The deal is the qualification.
Nationwide Reach
Funding fix and flip loans in Texas and across 48 states.
Apply Now
Also looking for rental property financing?
If you're planning to hold the property, our DSCR rental loans may be a better fit.
DSCR Rental Loans in Texas