DSCR Loans in Texas
DSCR rental loans in Texas. Qualify based on property cash flow — not personal income. Investor1st Funding serves Dallas, Houston, Austin, San Antonio and all of Texas.
DSCR Loans in Texas
Texas continues to attract real estate investors seeking strong rental yields and long-term appreciation. With population growth driving rental demand across Dallas, Houston, Austin, and San Antonio, DSCR financing has become the go-to tool for investors building rental portfolios without the friction of traditional income documentation.
Who This Is For
Self-employed investors, portfolio builders, investors with multiple financed properties, and anyone who cannot qualify through traditional lending due to income documentation.
Loan Parameters
- Loan amounts: $75,000 – $2,000,000
- Up to 80% LTV on purchase
- Up to 75% LTV on refinance
- Minimum DSCR: 1.0
- Terms: 30-year fixed, 5/1 ARM, 7/1 ARM available
- No personal income verification
- No limit on number of financed properties
- Credit scores as low as 620 considered
- Short-term rental (Airbnb/VRBO) income considered
Markets We Serve in Texas
Also Available
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Phone: (248) 397-5147