More Ways to Fund Your Business Through Investor1st Funding

Real estate loans aren't always enough. We offer a full range of business funding solutions — from same-day working capital to SBA loans up to $5 million — so you can keep deals moving and your portfolio growing.

Business Funding Built for Active Operators

Real estate investors need more than a mortgage. Between down payments, closing costs, renovation overruns, and the capital required to run multiple deals at once — flexible business funding is often what separates investors who scale from those who stall.

Whether you need same-day working capital, a revolving line of credit, or a long-term SBA loan — we have a program that fits. Nine distinct products. Amounts up to $5 million. Decisions as fast as the same day.

Our Business Funding Products

  • Working Capital Loans — Same-day funding, up to $5M, no minimum credit score, no collateral required.
  • Business Lines of Credit — Revolving credit lines, interest only on amount used, same-day funding available.
  • Term Loans — Fixed monthly payments, funding in 1–3 days, no prepayment penalties.
  • SBA Loans — Government-backed, approved in 24–48 hours, up to 25-year terms, up to $5M.
  • Equipment Financing — Fund in as little as 2 days, low or no down payment, up to $5M.
  • Commercial Real Estate — Income generation, tax advantages, long-term appreciation.
  • Accounts Receivable Financing — Fund in as little as 2 days, no other collateral required.
  • Fix & Flip Financing — Rates from 8.99%, 80% purchase + 100% rehab, 1–4 unit properties.
  • Franchise Financing — Fund in as little as 2 days, flexible use of funds, up to $5M.

Stack Business Funding with an Investor1st Real Estate Loan

The most powerful combination: pair business bridge capital with our fix & flip hard money loan to close deals with little to no cash out of pocket.

Step 1 — Apply for Business Capital: Get approved for a working capital loan or business line of credit in as little as 24 hours to cover your down payment and closing costs.

Step 2 — Close with Our Fix & Flip Loan: Investor1st Funding provides up to 90% of purchase price and 100% of rehab costs, based on ARV. Close in 7–10 business days.

Step 3 — Flip, Sell, Scale: Complete the renovation, sell at or above ARV, repay both loans at closing, and keep your profit.

Explore Business Funding Options →