DSCR Loans in Ohio
DSCR rental loans in Ohio. No income verification. Investor1st Funding serves Cleveland, Columbus, Cincinnati and all of Ohio. Qualify based on property cash flow.
DSCR Loans in Ohio
Ohio's rental market offers some of the best cash-on-cash returns in the Midwest. Cleveland and Cincinnati consistently rank among the top cities nationally for rental yield, making Ohio a prime target for buy-and-hold investors. DSCR financing removes the income documentation barrier so investors can acquire and scale based on property performance alone. Investor1st Funding sources DSCR loans for Ohio investors purchasing or refinancing 1-4 unit rental properties.
Who This Is For
Self-employed investors, portfolio builders, investors with multiple financed properties, and anyone who cannot qualify through traditional lending due to income documentation.
Loan Parameters
- Loan amounts: $75,000 – $2,000,000
- Up to 80% LTV on purchase
- Up to 75% LTV on refinance
- Minimum DSCR: 1.0
- Terms: 30-year fixed, 5/1 ARM, 7/1 ARM available
- No personal income verification
- No limit on number of financed properties
- Credit scores as low as 620 considered
- Short-term rental (Airbnb/VRBO) income considered
Markets We Serve in Ohio
Also Available
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Phone: (248) 397-5147