DSCR Loans in Florida
DSCR rental loans in Florida. No income verification required. Investor1st Funding serves Miami, Orlando, Tampa, Jacksonville and all of Florida. Short-term rental income accepted.
DSCR Loans in Florida
Florida is one of the top short-term and long-term rental markets in the United States. From Miami Beach to Orlando's tourism corridor to Tampa Bay's growing residential base, investors are building cash-flowing portfolios across the state. DSCR financing makes it possible to scale that portfolio without being limited by personal income documentation.
Who This Is For
Self-employed investors, portfolio builders, investors with multiple financed properties, and anyone who cannot qualify through traditional lending due to income documentation.
Loan Parameters
- Loan amounts: $75,000 – $2,000,000
- Up to 80% LTV on purchase
- Up to 75% LTV on refinance
- Minimum DSCR: 1.0
- Terms: 30-year fixed, 5/1 ARM, 7/1 ARM available
- No personal income verification
- No limit on number of financed properties
- Credit scores as low as 620 considered
- Short-term rental (Airbnb/VRBO) income considered
Markets We Serve in Florida
Also Available
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Ready to discuss your deal? Contact us today and a member of our team will follow up within 1 business day.
Phone: (248) 397-5147