DSCR Loans in Michigan
Qualify based on property cash flow, not personal income. Investor1st Funding offers DSCR rental loans in Michigan for 1-4 unit investment properties. Fast approvals, competitive rates.
DSCR Loans in Michigan
Michigan's rental market is expanding. With strong rental demand in Detroit, Grand Rapids, and Lansing, investors are building long-term portfolios using DSCR financing — loans that qualify based on the property's rental income, not your personal tax returns or employment history. Investor1st Funding sources DSCR loans for Michigan investors looking to acquire or refinance 1-4 unit rental properties. If the property cash flows, you can qualify.
Who This Is For
Self-employed investors, portfolio builders, investors with multiple financed properties, and anyone who cannot qualify through traditional lending due to income documentation.
Loan Parameters
- Loan amounts: $75,000 – $2,000,000
- Up to 80% LTV on purchase
- Up to 75% LTV on refinance
- Minimum DSCR: 1.0
- Terms: 30-year fixed, 5/1 ARM, 7/1 ARM available
- No personal income verification
- No limit on number of financed properties
- Credit scores as low as 620 considered
- Short-term rental (Airbnb/VRBO) income considered
Markets We Serve in Michigan
Also Available
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Phone: (248) 397-5147