Rental Property Loans

• 80% LTV Cash-Out

  Up to 80% loan-to-value on eligible cash-out scenarios.

• No Cash-Out Seasoning (<75%)

  The no-seasoning cash-out option applies below 75% LTV.

• Transferred Appraisals Allowed

  Transferred appraisals may be accepted, subject to review.

• $3.5 Million Loan Amounts

  Loan amounts up to $3.5 million on eligible scenarios.

• Cash-Out at $3.5M — Max 65% LTV

  The $3.5 million cash-out scenario has a maximum 65% LTV.

• Unlimited Cash-Out

  Subject to the applicable loan amount, LTV, and underwriting limits.

• Full Lease Amount vs. 1007

  No 120% cap. One-month receipt required.

• No Title Seasoning

  Eligible scenarios do not require title seasoning.

• No Seasoning or Sourcing on Assets

  Available on eligible scenarios, subject to applicable documentation requirements.

• First-Time Investors + FTHB Encouraged

  First-time investors and first-time homebuyers are encouraged to inquire. DSCR financing remains investment-property, business-purpose financing.

• 0 Ratio

  Zero-ratio scenarios are available for individual review.

• Gift of Equity

  Gift-of-equity scenarios are available for individual review.

• Non-Arms-Length Transactions

  Non-arms-length scenarios are available for individual review.

These highlights describe scenario-dependent program options and may not all apply to the same loan. Borrower and property eligibility, documentation, loan amount and LTV limits, program guidelines, and final underwriting approval apply. Calculators provide illustrative standard-program estimates and do not assess every option listed here. Terms are subject to change and are not a commitment to lend.