Short-Term Bridge Financing

    Préstamos Puente para Inversores Inmobiliarios

    Actúe rápido en adquisiciones, financie propiedades en transición y cierre la brecha mientras organiza el financiamiento permanente. Suscripción basada en activos — cierre en días, no semanas.

    75%
    Max LTV
    Asset-based
    7–14
    Close Time
    Business days
    $100K+
    Loan Amounts
    Up to $5M+
    620
    Min Credit
    Exception programs

    What Is a Bridge Loan?

    A bridge loan is a short-term loan designed to "bridge" the gap between your immediate capital need and your long-term financing solution. They're commonly used by real estate investors who need to close quickly, fund a transitional property, or move on a deal before permanent financing is in place.

    Unlike fix & flip loans, bridge loans are not necessarily tied to a renovation project. They work for stabilized properties, light value-add deals, commercial acquisitions, and portfolio transactions — anywhere speed and flexibility matter more than long-term rate.

    Investor1st Funding works with a network of wholesale lending partners to source bridge loans across all major asset classes. If the deal has equity and a clear exit strategy, we can structure a bridge solution.

    Common Bridge Loan Use Cases

    Acquisition Bridge: Close fast on a property while you arrange longer-term permanent financing.
    Commercial Acquisition: Purchase commercial or mixed-use properties with short-term capital.
    Portfolio Bridge: Acquire multiple properties simultaneously under one bridge facility.
    Transitional Properties: Fund properties in lease-up, repositioning, or transitional phases.
    Gap Funding: Cover the equity gap between your hard money loan and purchase price.
    1031 Exchange Bridge: Bridge to a replacement property while your exchange timeline closes.

    Bridge Loan Parameters

    Flexible structures for residential and commercial bridge financing.

    Loan Amounts

    • $100,000 minimum
    • Up to $5M+ (case by case)
    • Cross-collateral options

    LTV / LTC

    • Up to 75% LTV on as-is value
    • Up to 70% on commercial
    • Higher LTV with added collateral

    Loan Terms

    • 6 to 24 month terms
    • Interest-only payments
    • Extension options available

    Property Types

    • SFR, 2–4 unit
    • 5–20 unit multifamily
    • Mixed-use, commercial, light industrial

    Speed

    • Approvals in 24–48 hours
    • Close in 7–14 business days
    • No lengthy bank underwriting

    Credit

    • Minimum 620 credit score
    • Exception programs available
    • Asset value drives approval

    Related Loan Programs

    Fix & Flip Loans

    Short-term rehab financing up to 90% LTC with 100% of renovation costs covered.

    Commercial Loans

    5+ unit multifamily, mixed-use, and commercial real estate financing.

    Cash-to-Close Solutions

    Bridge your down payment and closing costs with investor capital solutions.

    Need a Bridge Loan Fast?

    Tell us about your deal and we'll match you with the right bridge capital. Approvals in 24–48 hours, close in 7–14 days.

    Apply for a Bridge Loan

    Licencias y Divulgación

    Investor1st Funding es una plataforma de originación de préstamos. Los préstamos son originados por Investor1st Funding y financiados por socios de capital de terceros. Investor1st Funding no es el prestamista de registro en los préstamos financiados. Todos los términos del préstamo están sujetos a la aprobación del socio de capital y a la suscripción. La disponibilidad depende del prestatario, la propiedad, la ubicación y los requisitos de licencia aplicables.

    • Entidad: Investor1st Funding LLC
    • Los programas de inversión son préstamos con fines comerciales. Las opciones Non-QM elegibles para viviendas principales y segundas residencias tienen requisitos de calificación y divulgación distintos.

    Investor1st Funding es una plataforma de originación de préstamos, no un prestamista. Los programas de inversión son solo para fines comerciales y no para propiedades ocupadas por el propietario. La elegibilidad de ocupación Non-QM varía según el programa. Solo propiedades en Estados Unidos. Toda financiación está sujeta a la evaluación y aprobación del socio de capital. Los ejemplos de tasas, costos, pagos y plazos son ilustraciones educativas, no ofertas de Investor1st ni compromisos de préstamo. Nada en este sitio constituye un compromiso de prestar. Todos los préstamos están sujetos a la suscripción del prestatario y la propiedad, las directrices del socio de capital y la aprobación final de los socios de capital. Recomendamos a cada prestatario revisar todos los documentos del préstamo cuidadosamente y consultar con sus propios asesores legales, fiscales y financieros.

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