Prêts Relais pour Investisseurs Immobiliers
Agissez rapidement sur les acquisitions, financez les propriétés en transition et comblez l'écart pendant que vous arrangez un financement permanent. Clôture en jours, pas en semaines.
What Is a Bridge Loan?
A bridge loan is a short-term loan designed to "bridge" the gap between your immediate capital need and your long-term financing solution. They're commonly used by real estate investors who need to close quickly, fund a transitional property, or move on a deal before permanent financing is in place.
Unlike fix & flip loans, bridge loans are not necessarily tied to a renovation project. They work for stabilized properties, light value-add deals, commercial acquisitions, and portfolio transactions — anywhere speed and flexibility matter more than long-term rate.
Investor1st Funding works with a network of wholesale lending partners to source bridge loans across all major asset classes. If the deal has equity and a clear exit strategy, we can structure a bridge solution.
Common Bridge Loan Use Cases
Bridge Loan Parameters
Flexible structures for residential and commercial bridge financing.
Loan Amounts
- $100,000 minimum
- Up to $5M+ (case by case)
- Cross-collateral options
LTV / LTC
- Up to 75% LTV on as-is value
- Up to 70% on commercial
- Higher LTV with added collateral
Loan Terms
- 6 to 24 month terms
- Interest-only payments
- Extension options available
Property Types
- SFR, 2–4 unit
- 5–20 unit multifamily
- Mixed-use, commercial, light industrial
Speed
- Approvals in 24–48 hours
- Close in 7–14 business days
- No lengthy bank underwriting
Credit
- Minimum 620 credit score
- Exception programs available
- Asset value drives approval
Need a Bridge Loan Fast?
Tell us about your deal and we'll match you with the right bridge capital. Approvals in 24–48 hours, close in 7–14 days.
Apply for a Bridge Loan